# moneyguru.co.nz — full content bundle

> Single-file long-form dump of every markdown surface on this site. Intended for AI crawlers (GPTBot, Claude-Web, PerplexityBot, Amazonbot, Bing) per the financialreports.eu / Stripe / Mintlify convention. Per-entity markdown twins are emitted verbatim — already compliant and cite-rich. Append `/markdown` or fetch the per-page summary.md endpoint to retrieve the same content individually.

Generated: 2026-06-15
Source:    https://moneyguru.co.nz

---


## https://moneyguru.co.nz/api/insurance/car/summary.md

# Car insurance — New Zealand panel summary

Source: MoneyGuru (https://moneyguru.co.nz/insurance/car/)
Generated: 2026-06-15T01:14:07.191Z

MoneyGuru is a NZ comparison and lead-referral platform. car insurance enquiries are referred to Evolve Group Limited (FSP711891), a licensed Financial Advice Provider.

## Panel overview
- Insurers on file: 12
- Products on file: 17

## Insurers
### AA Insurance
- Slug: `aa`
- Website: https://www.aainsurance.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/aa/

### AMI Insurance
- Slug: `ami`
- Website: https://www.ami.co.nz
- Products on file: 2
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/ami/

### Cove Insurance
- Slug: `cove`
- Website: https://www.coveinsurance.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/cove/

### FMG
- Slug: `fmg`
- Website: https://www.fmg.co.nz
- Products on file: 2
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/fmg/

### Initio
- Slug: `initio`
- Website: https://www.initio.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/initio/

### NZI
- Slug: `nzi`
- Website: https://www.nzi.co.nz
- Products on file: 2
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/nzi/

### Protecta Insurance
- Slug: `protecta`
- Website: https://www.protecta.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/protecta/

### Star Insure
- Slug: `star-insure`
- Website: https://www.starinsure.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/star-insure/

### State Insurance
- Slug: `state`
- Website: https://www.state.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/state/

### Tower Insurance
- Slug: `tower`
- Website: https://www.tower.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/tower/

### Trade Me Insurance
- Slug: `trade-me-insurance`
- Website: https://www.trademe.co.nz/insurance
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/trade-me-insurance/

### Vero Insurance
- Slug: `vero`
- Website: https://www.vero.co.nz
- Products on file: 3
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/vero/

## Products
### AA Insurance — Car Insurance (AA Insurance)
- Insurer: AA Insurance
- Status: active
- Wording version: 2025-04-01 (Third Party)
- Wording last refreshed: 20 May 2026
- Wording PDF: https://assets.ctfassets.net/c28a1yh3tefi/4Wmdo596hY0mlawUxRc5dS/93e31ee2942f08da0f6ba4e1f272e02a/AAI_Third_Party_Car_Insurance_Policy_Updated_Apr_2025_FA.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/aa/car/

### AMI — Car Insurance (AMI Insurance)
- Insurer: AMI Insurance
- Status: active
- Wording version: 2024-11-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.ami.co.nz/content/dam/insurance-brands-nz/ami/nz/en/documents/car/ami-car-insurance-policy-wording-ami0052-11-1124.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/ami/car/

### AMI — Classic Car Insurance (AMI Insurance)
- Insurer: AMI Insurance
- Status: active
- Wording version: 2025-12-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.ami.co.nz/content/dam/insurance-brands-nz/ami/nz/en/documents/car/ami-classic-car-policy-wording-ami1850-1-1225.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/ami/car-classic/

### Cove — Car Insurance (Cove Insurance)
- Insurer: Cove Insurance
- Status: active
- Wording version: 2021-01-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.coveinsurance.co.nz/wp-content/uploads/2020/12/Cove-Car-Insurance-Policy-2021-Release.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/cove/car/

### FMG — Essential Private Vehicle (FMG)
- Insurer: FMG
- Status: active
- Wording version: 2024-07-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.fmg.co.nz/globalassets/what-we-cover/policy-wordings/policy-wordings-2024-25/essential-private-vehicle-policy-wording-July-24.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/fmg/car-essential/

### FMG — Vehicle Insurance (FMG)
- Insurer: FMG
- Status: active
- Wording version: 2024-07-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.fmg.co.nz/__data/assets/pdf_file/0019/110197/superior-private-vehicle-policy-wording-July-24.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/fmg/car/

### Initio — Car Insurance (Initio)
- Insurer: Initio
- Status: active
- Wording version: 2021-05-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://initio.co.nz/policy-wording/initio_motor_vehicle_insurance_policy_NZ2105.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/initio/car/

### NZI — Distinction Motor Vehicle (NZI)
- Insurer: NZI
- Status: active
- Wording version: 2015-12-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.lanterninsurance.co.nz/content/dam/insurance-brands-nz/lantern/nz/en/documents/car/nzi-car-distinction-motor-vehicle-insurance-pw-nz1009-6-1215.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/nzi/car-distinction/

### NZI — Motor Insurance (NZI)
- Insurer: NZI
- Status: active
- Wording version: 2026-04-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.nzi.co.nz/content/dam/insurance-brands-nz/nzi/nz/en/documents/nzi/car/nzi-car-select-motor-vehicle-policy-nz8289-1-0426.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/nzi/car/

### Protecta — Motor Insurance (Protecta Insurance)
- Insurer: Protecta Insurance
- Status: active
- Wording version: 2024-12-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://motor.assurant.nz/assets/MVIB_V6_01.12.2024-CJh-lg_n.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/protecta/car/

### Star Insure — Vehicle Insurance (Star Insure)
- Insurer: Star Insure
- Status: active
- Wording version: 2022-07-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://web.archive.org/web/20251123073506/https://starinsure.co.nz/assets/ResourceCentre/July-2022-Documents/Star-Prestige-Enthusiast-Everyday-Vehicle-Policy-VEH3-0.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/star-insure/car/

### State — Car Insurance (State Insurance)
- Insurer: State Insurance
- Status: active
- Wording version: 2024-11-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.state.co.nz/content/dam/insurance-brands-nz/state/nz/en/documents/car/state-vehicle-car-insurance-policy-wording-si6737-5-1124.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/state/car/

### Tower — Car Insurance (Tower Insurance)
- Insurer: Tower Insurance
- Status: active
- Wording version: 2024-09-01 (Third Party)
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.tower.co.nz/wp-content/uploads/2021/03/car-tpo-09-24.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/tower/car/

### Trade Me Insurance — Car Insurance (Trade Me Insurance)
- Insurer: Trade Me Insurance
- Status: active
- Wording version: 2024-09-01 (Third Party)
- Wording last refreshed: 20 May 2026
- Wording PDF: https://info.trademeinsurance.co.nz/wp-content/uploads/sites/2/2021/03/tmi-car-tpo-09-24.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/trade-me-insurance/car/

### Vero — EverydayPlus Car Insurance (Vero Insurance)
- Insurer: Vero Insurance
- Status: active
- Wording version: 2026-05-20
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.vero.co.nz/documents/everyday-plus-car-insurance.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/vero/car-everyday-plus/

### Vero — InsureMyTesla (Vero Insurance)
- Insurer: Vero Insurance
- Status: active
- Wording version: 2025-12-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.vero.co.nz/documents/personal-insurance/insuremytesla-policy-wording-dec-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/vero/car-tesla/

### Vero — Motor Insurance (Vero Insurance)
- Insurer: Vero Insurance
- Status: active
- Wording version: 2025-12-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.vero.co.nz/documents/personal-insurance/motor-policy-document-online-december-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/car/vero/car/

## Licensed-provider disclosure
- Evolve Group Limited (FSP711891) — Financial Advice Provider for personal-lines insurance, mortgages, property finance, asset-based loans, KiwiSaver and investment referrals.
- First Commercial Insurance Brokers Ltd (FSP748591, trading as FCIB) — commercial and business insurance only. Member Broker of Insurance Advisernet New Zealand Ltd. Adviser: Stewart Hunt.

---


## https://moneyguru.co.nz/api/insurance/contents/summary.md

# Home and contents insurance — New Zealand panel summary

Source: MoneyGuru (https://moneyguru.co.nz/insurance/contents/)
Generated: 2026-06-15T01:14:17.303Z

MoneyGuru is a NZ comparison and lead-referral platform. home and contents insurance enquiries are referred to Evolve Group Limited (FSP711891), a licensed Financial Advice Provider.

## Panel overview
- Insurers on file: 0
- Products on file: 0

## Insurers
## Licensed-provider disclosure
- Evolve Group Limited (FSP711891) — Financial Advice Provider for personal-lines insurance, mortgages, property finance, asset-based loans, KiwiSaver and investment referrals.
- First Commercial Insurance Brokers Ltd (FSP748591, trading as FCIB) — commercial and business insurance only. Member Broker of Insurance Advisernet New Zealand Ltd. Adviser: Stewart Hunt.

---


## https://moneyguru.co.nz/api/insurance/funeral/summary.md

# Funeral insurance — New Zealand panel summary

Source: MoneyGuru (https://moneyguru.co.nz/insurance/funeral/)
Generated: 2026-06-15T01:14:17.063Z

MoneyGuru is a NZ comparison and lead-referral platform. funeral insurance enquiries are referred to Evolve Group Limited (FSP711891), a licensed Financial Advice Provider.

## Panel overview
- Insurers on file: 9
- Products on file: 9

## Insurers
### AA Life Funeral Insurance
- Slug: `aa-life-funeral`
- Website: https://www.aalife.co.nz
- Products on file: 1
- Last refreshed: 21 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/aa-life-funeral/

### AIA Funeral Cover
- Slug: `aia-funeral`
- Website: https://www.aia.co.nz
- Products on file: 1
- Last refreshed: 21 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/aia-funeral/

### Chubb Life Funeral Cover
- Slug: `chubb-life-funeral`
- Website: https://www.chubblife.co.nz
- Products on file: 1
- Last refreshed: 21 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/chubb-life-funeral/

### Fidelity Life Funeral Cover
- Slug: `fidelity-life-funeral`
- Website: https://www.fidelitylife.co.nz
- Products on file: 1
- Last refreshed: 21 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/fidelity-life-funeral/

### Momentum Life Funeral Insurance
- Slug: `momentum-life`
- Website: https://www.momentumlife.co.nz
- Products on file: 1
- Last refreshed: 21 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/momentum-life/

### NZ Seniors Funeral Insurance
- Slug: `nz-seniors`
- Website: https://www.nzseniors.co.nz
- Products on file: 1
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/nz-seniors/

### OneChoice Funeral Insurance
- Slug: `onechoice-funeral`
- Website: https://www.onechoice.co.nz
- Products on file: 1
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/onechoice-funeral/

### Partners Life Funeral Cover
- Slug: `partners-life-funeral`
- Website: https://www.partnerslife.co.nz
- Products on file: 1
- Last refreshed: unknown
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/partners-life-funeral/

### Pinnacle Life
- Slug: `pinnacle-life`
- Website: https://www.pinnaclelife.co.nz
- Products on file: 1
- Last refreshed: unknown
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/pinnacle-life/

## Products
### AA Life Funeral Cover (AA Life Funeral Insurance)
- Insurer: AA Life Funeral Insurance
- Status: active
- Wording version: 2026-05-21
- Wording last refreshed: 21 May 2026
- Wording PDF: https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/life-insurance/policy-documents/AA-Life-Funeral-Cover-Policy-Nov24.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/aa-life-funeral/aa-life-funeral-cover/

### AIA Living Funeral Cover (AIA Funeral Cover)
- Insurer: AIA Funeral Cover
- Status: active
- Wording version: 2026-05-21
- Wording last refreshed: 21 May 2026
- Wording PDF: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/aia-living/personal/aia-living-personal-life-cover-policy-wording.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/aia-funeral/aia-living-funeral/

### Chubb Life LifeOne Funeral Cover (Chubb Life Funeral Cover)
- Insurer: Chubb Life Funeral Cover
- Status: active
- Wording version: 2026-05-21
- Wording last refreshed: 21 May 2026
- Wording PDF: https://www.chubb.com/content/dam/chubb-sites/chubb/nz-en/life/documents/cig0421-chubb-life-funeral-policy-wording-v1.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/chubb-life-funeral/lifeone-funeral/

### Fidelity Life Funeral Cover (LifeProtect rider) (Fidelity Life Funeral Cover)
- Insurer: Fidelity Life Funeral Cover
- Status: active
- Wording version: 2025-04-30
- Wording last refreshed: 21 May 2026
- Wording PDF: https://www.fidelitylife.co.nz/media/rhwnwmfn/life-protect-life-cover-policy-wording.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/fidelity-life-funeral/lifeprotect-funeral/

### Momentum Life Funeral Insurance (Momentum Life Funeral Insurance)
- Insurer: Momentum Life Funeral Insurance
- Status: active
- Wording version: 2020-09-21
- Wording last refreshed: 21 May 2026
- Wording PDF: https://nzcoverdirect.co.nz/media/qsxlz4ja/nzcd-funeral-insurance-policy-wording-mlf2.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/momentum-life/momentum-funeral/

### NZ Seniors Funeral Insurance (NZ Seniors Funeral Insurance)
- Insurer: NZ Seniors Funeral Insurance
- Status: active
- Wording version: 2026-05-18
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.nzseniors.co.nz/documents/seniors-funeral-insurance-policy-document.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/nz-seniors/nz-seniors-funeral/

### OneChoice Funeral Insurance (OneChoice Funeral Insurance)
- Insurer: OneChoice Funeral Insurance
- Status: active
- Wording version: 2021-05-23
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.onechoice.co.nz/documents/onechoice-funeral-insurance-policy-document.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/onechoice-funeral/onechoice-funeral-cover/

### Partners Life Funeral Cover (YouChoose rider) (Partners Life Funeral Cover)
- Insurer: Partners Life Funeral Cover
- Status: active
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/partners-life-funeral/youchoose-funeral/

### Pinnacle Life Funeral Cover (Pinnacle Life)
- Insurer: Pinnacle Life
- Status: active
- MoneyGuru page: https://moneyguru.co.nz/insurance/funeral/pinnacle-life/pinnacle-funeral/

## Licensed-provider disclosure
- Evolve Group Limited (FSP711891) — Financial Advice Provider for personal-lines insurance, mortgages, property finance, asset-based loans, KiwiSaver and investment referrals.
- First Commercial Insurance Brokers Ltd (FSP748591, trading as FCIB) — commercial and business insurance only. Member Broker of Insurance Advisernet New Zealand Ltd. Adviser: Stewart Hunt.

---


## https://moneyguru.co.nz/api/insurance/health/summary.md

# Health insurance — New Zealand panel summary

Source: MoneyGuru (https://moneyguru.co.nz/insurance/health/)
Generated: 2026-06-15T01:13:56.892Z

MoneyGuru is a NZ comparison and lead-referral platform. health insurance enquiries are referred to Evolve Group Limited (FSP711891), a licensed Financial Advice Provider.

## Panel overview
- Insurers on file: 8
- Products on file: 24

## Insurers
### AA Health
- Slug: `aa`
- Website: https://www.aa.co.nz
- Products on file: 3
- Last refreshed: 16 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/aa/

### Accuro
- Slug: `accuro`
- Website: https://www.accuro.co.nz
- Products on file: 6
- Last refreshed: 16 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/accuro/

### AIA
- Slug: `aia`
- Website: https://www.aia.co.nz
- Products on file: 2
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/aia/

### ASB Health
- Slug: `asb`
- Website: https://www.asb.co.nz
- Products on file: 0
- Last refreshed: unknown
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/asb/

### nib
- Slug: `nib`
- Website: https://www.nib.co.nz
- Products on file: 3
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/nib/

### Partners Life
- Slug: `partners-life`
- Website: https://www.partnerslife.co.nz
- Products on file: 0
- Last refreshed: unknown
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/partners-life/

### Southern Cross
- Slug: `southern-cross`
- Website: https://www.southerncross.co.nz
- Products on file: 6
- Last refreshed: 16 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/southern-cross/

### UniMed
- Slug: `unimed`
- Website: https://www.unimed.co.nz
- Products on file: 4
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/unimed/

## Products
### AA Health Everyday Cover (AA Health)
- Insurer: AA Health
- Status: active
- Wording version: 2026-05-16
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/health-insurance/policy-wordings/610487-13-1023-AAHECPD-NZ-AA-Health-Everyday-Cover-Policy-Document-D2-WEBacc.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/aa/everyday-cover/

### AA Private Hospital + Specialist Cover (AA Health)
- Insurer: AA Health
- Status: active
- Wording version: 2026-05-16
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/health-insurance/policy-wordings/6104871.PDF
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/aa/private-hospital-specialist-cover/

### AA Private Hospital Cover (AA Health)
- Insurer: AA Health
- Status: active
- Wording version: 2023-10-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/health-insurance/policy-wordings/604920-11-1023-AAHPD-AA-Health-Insurance-Private-Hospital-Cover-Policy-Document-D10-WEBacc.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/aa/private-hospital-cover/

### KidSmart (Accuro)
- Insurer: Accuro
- Status: active
- Wording version: 2026-05-16
- Wording last refreshed: 16 May 2026
- Wording PDF: https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/Collateral/Policy-Documents/2025/Health-Plan-Documents-1-September/KidSmart-Sept-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/accuro/kidsmart/

### SmartCare (Accuro)
- Insurer: Accuro
- Status: active
- Wording version: 2026-05-16
- Wording last refreshed: 16 May 2026
- Wording PDF: https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/Collateral/Policy-Documents/2025/Health-Plan-Documents-1-September/SmartCare-Sept-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/accuro/smartcare/

### SmartCare+ (Accuro)
- Insurer: Accuro
- Status: active
- Wording version: 2026-05-16
- Wording last refreshed: 16 May 2026
- Wording PDF: https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/Collateral/Policy-Documents/2025/Health-Plan-Documents-1-September/SmartCare%2B-Sept-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/accuro/smartcare-plus/

### SmartStay (Accuro)
- Insurer: Accuro
- Status: active
- Wording version: 2026-05-16
- Wording last refreshed: 16 May 2026
- Wording PDF: https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/Collateral/Policy-Documents/2025/Health-Plan-Documents-1-September/SmartStay-Sept-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/accuro/smartstay/

### StaffCare (Accuro)
- Insurer: Accuro
- Status: active
- Wording version: 2026-05-16
- Wording last refreshed: 16 May 2026
- Wording PDF: https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/Collateral/Policy-Documents/2025/Health-Plan-Documents-1-September/StaffCare-Sept-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/accuro/staffcare/

### StaffCare+ (Accuro)
- Insurer: Accuro
- Status: active
- Wording version: 2026-05-16
- Wording last refreshed: 16 May 2026
- Wording PDF: https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/Collateral/Policy-Documents/2025/Health-Plan-Documents-1-September/StaffCare%2B-Sept-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/accuro/staffcare-plus/

### AIA Private Health (AIA)
- Insurer: AIA
- Status: active
- Wording version: 2025-08-05
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/aia-enhancements/aia-private-health-10000-excess-faqs.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/aia/private-health/

### AIA Real Health (AIA)
- Insurer: AIA
- Status: legacy
- Wording version: 2024-03-10
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/policy-wordings-legacy/real-personal/aia-real-health-cover-policy-wordings.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/aia/real-health/

### Easy Health (nib)
- Insurer: nib
- Status: active
- Wording version: 2019-12-19
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.nib.co.nz/Documents/Document/EasyHealthBrochure.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/nib/easy-health/

### Ultimate Health (nib)
- Insurer: nib
- Status: active
- Wording version: 2019-12-19
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.nib.co.nz/Documents/Document/UltimateHealthBrochure.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/nib/ultimate-health/

### Ultimate Health Max (nib)
- Insurer: nib
- Status: active
- Wording version: 2018-12-23
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.nib.co.nz/Documents/Document/UltimateHealthMaxPolicyDocument20170701.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/nib/ultimate-health-max/

### KiwiCare (Southern Cross)
- Insurer: Southern Cross
- Status: active
- Wording version: 2026-04-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.southerncross.co.nz/-/media/Southern-Cross-Health-Society/Health-insurance/Member-collateral/Plan-documents/Current-plan-documents/PD_KiwiCare_plan.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/southern-cross/kiwicare/

### RegularCare (Southern Cross)
- Insurer: Southern Cross
- Status: active
- Wording version: 2026-04-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.southerncross.co.nz/-/media/Southern-Cross-Health-Society/Health-insurance/Member-collateral/Plan-documents/Current-plan-documents/PD_RegularCare_plan.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/southern-cross/regularcare/

### UltraCare (Southern Cross)
- Insurer: Southern Cross
- Status: active
- Wording version: 2026-04-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.southerncross.co.nz/-/media/Southern-Cross-Health-Society/Health-insurance/Member-collateral/Plan-documents/Current-plan-documents/PD_UltraCare_plan.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/southern-cross/ultracare/

### Wellbeing Modules (Southern Cross)
- Insurer: Southern Cross
- Status: active
- Wording version: 2026-04-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.southerncross.co.nz/-/media/Southern-Cross-Health-Society/Health-insurance/Sales-collateral/Plan-documents/BS-Wellbeing-Modules.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/southern-cross/wellbeing-modules/

### Wellbeing One (Southern Cross)
- Insurer: Southern Cross
- Status: active
- Wording version: 2026-04-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.southerncross.co.nz/-/media/Southern-Cross-Health-Society/Health-insurance/Member-collateral/Plan-documents/Current-plan-documents/PD_Wellbeing_plan.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/southern-cross/wellbeing-one/

### Wellbeing Two (Southern Cross)
- Insurer: Southern Cross
- Status: active
- Wording version: 2026-04-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.southerncross.co.nz/-/media/Southern-Cross-Health-Society/Health-insurance/Member-collateral/Plan-documents/Current-plan-documents/PD_Wellbeing_plan.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/southern-cross/wellbeing-two/

### Health Positive (UniMed)
- Insurer: UniMed
- Status: active
- Wording version: 2016-01-22
- Wording last refreshed: 18 May 2026
- Wording PDF: http://www.unimed.co.nz/images/pdf/833UNIM-Health%20Positive%20Plan%20Brochure%20-Online%20Application%20Form.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/unimed/health-positive/

### Hospital Select (UniMed)
- Insurer: UniMed
- Status: active
- Wording version: 2018-01-25
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.unimed.co.nz/wp-content/uploads/2017/12/79553-UniMed-Hospital-Select-Plan-6pp-August-2017-UNI96-3_HR.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/unimed/hospital-select/

### ParentStay (UniMed)
- Insurer: UniMed
- Status: active
- Wording version: 2025-10-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.unimed.co.nz/assets/PlansAndDocs/Health-Plans/ParentStay-Health-Plan-2025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/unimed/parentstay/

### UniCare Advantage (UniMed)
- Insurer: UniMed
- Status: active
- Wording version: 2025-08-01
- Wording last refreshed: 16 May 2026
- Wording PDF: https://www.unimed.co.nz/assets/PlansAndDocs/Health-Plans/UniCare_Advantage_Plan.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/health/unimed/unicare-advantage/

## Licensed-provider disclosure
- Evolve Group Limited (FSP711891) — Financial Advice Provider for personal-lines insurance, mortgages, property finance, asset-based loans, KiwiSaver and investment referrals.
- First Commercial Insurance Brokers Ltd (FSP748591, trading as FCIB) — commercial and business insurance only. Member Broker of Insurance Advisernet New Zealand Ltd. Adviser: Stewart Hunt.

---


## https://moneyguru.co.nz/api/insurance/life/summary.md

# Life insurance — New Zealand panel summary

Source: MoneyGuru (https://moneyguru.co.nz/insurance/life/)
Generated: 2026-06-15T01:13:43.927Z

MoneyGuru is a NZ comparison and lead-referral platform. life insurance enquiries are referred to Evolve Group Limited (FSP711891), a licensed Financial Advice Provider.

## Panel overview
- Insurers on file: 5
- Products on file: 8

## Insurers
### AIA New Zealand
- Slug: `aia`
- Website: https://www.aia.co.nz
- Products on file: 2
- Last refreshed: 17 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/aia/

### Asteron Life
- Slug: `asteron-life`
- Website: https://www.asteronlife.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/asteron-life/

### Chubb Life NZ
- Slug: `chubb-life`
- Website: https://www.chubb.com/nz-en/life.html
- Products on file: 3
- Last refreshed: 17 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/chubb-life/

### Fidelity Life
- Slug: `fidelity-life`
- Website: https://www.fidelitylife.co.nz
- Products on file: 1
- Last refreshed: 17 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/fidelity-life/

### Partners Life
- Slug: `partners-life`
- Website: https://www.partnerslife.co.nz
- Products on file: 1
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/partners-life/

## Products
### AIA Living Business Life Cover (AIA New Zealand)
- Insurer: AIA New Zealand
- Status: active
- Wording version: 2023-10-10
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/aia-living/business/aia-living-business-life-cover-policy-wording.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/aia/living-business-life/

### AIA Living Personal Life Cover (AIA New Zealand)
- Insurer: AIA New Zealand
- Status: active
- Wording version: 2026-05-17
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/personal/aia-living-personal-life-cover-policy-wording.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/aia/living-personal-life/

### Asteron Life Complete – Life Cover (Asteron Life)
- Insurer: Asteron Life
- Status: active
- Wording version: 2024-10-14
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.asteronlife.co.nz/sites/default/files/documents/life-brochure.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/asteron-life/complete-life/

### Foundation Life (Chubb Life NZ)
- Insurer: Chubb Life NZ
- Status: legacy
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/chubb-life/foundation-life/

### Life & Living Insurance (Chubb Life NZ)
- Insurer: Chubb Life NZ
- Status: active
- Wording version: 2026-05-17
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.chubb.com/content/dam/chubb-sites/chubb/nz-en/life/documents/chubb-life-and-living-insurance-policy-document-1.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/chubb-life/life-and-living/

### LifeOne (Chubb Life NZ)
- Insurer: Chubb Life NZ
- Status: active
- Wording version: 2026-05-17
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.chubb.com/content/dam/chubb-sites/chubb/nz-en/life/documents/cig0276-life-one-policy-wording-v1.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/chubb-life/life-one/

### LifeProtect Life Cover (Fidelity Life)
- Insurer: Fidelity Life
- Status: active
- Wording version: 2025-04-30
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.fidelitylife.co.nz/media/rhwnwmfn/life-protect-life-cover-policy-wording.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/fidelity-life/lifeprotect/

### YouChoose Life Cover (Partners Life)
- Insurer: Partners Life
- Status: active
- Wording version: 2025-10-08
- Wording last refreshed: 20 May 2026
- Wording PDF: https://assets.ctfassets.net/w9dpej1et86g/1hVGlncuv1m8J6Po7GddeY/62615dca5c8cbde4b2b7db201693d78f/PLJP_OVERVIEW_LIFE_COVER_V01_1025.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/life/partners-life/youchoose-life/

## Licensed-provider disclosure
- Evolve Group Limited (FSP711891) — Financial Advice Provider for personal-lines insurance, mortgages, property finance, asset-based loans, KiwiSaver and investment referrals.
- First Commercial Insurance Brokers Ltd (FSP748591, trading as FCIB) — commercial and business insurance only. Member Broker of Insurance Advisernet New Zealand Ltd. Adviser: Stewart Hunt.

---


## https://moneyguru.co.nz/api/insurance/pet/summary.md

# Pet insurance — New Zealand panel summary

Source: MoneyGuru (https://moneyguru.co.nz/insurance/pet/)
Generated: 2026-06-15T01:14:13.912Z

MoneyGuru is a NZ comparison and lead-referral platform. pet insurance enquiries are referred to Evolve Group Limited (FSP711891), a licensed Financial Advice Provider.

## Panel overview
- Insurers on file: 11
- Products on file: 17

## Insurers
### AA Pet Insurance
- Slug: `aa-pet`
- Website: https://www.aa.co.nz/insurance/pet-insurance
- Products on file: 1
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/aa-pet/

### Cove Pet Insurance
- Slug: `cove-pet`
- Website: https://www.coveinsurance.co.nz
- Products on file: 1
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/cove-pet/

### FMG
- Slug: `fmg`
- Website: https://www.fmg.co.nz
- Products on file: 4
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/fmg/

### NZB Insurance
- Slug: `nzb-insurance`
- Website: https://www.nzb.co.nz/insurance
- Products on file: 0
- Last refreshed: unknown
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/nzb-insurance/

### NZB Standardbred Insurance
- Slug: `nzb-standardbred`
- Website: https://www.nzbstandardbred.co.nz/insurance
- Products on file: 0
- Last refreshed: unknown
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/nzb-standardbred/

### PD Insurance
- Slug: `pd-insurance`
- Website: https://www.pdinsurance.co.nz
- Products on file: 1
- Last refreshed: unknown
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/pd-insurance/

### Petcover (Petplan NZ)
- Slug: `petcover`
- Website: https://www.petplan.co.nz
- Products on file: 2
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/petcover/

### PetNSur
- Slug: `petnsur`
- Website: https://www.petnsur.co.nz
- Products on file: 2
- Last refreshed: 20 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/petnsur/

### Southern Cross Pet Insurance
- Slug: `southern-cross-pet`
- Website: https://www.southerncrosspet.co.nz
- Products on file: 3
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/southern-cross-pet/

### SPCA Pet Insurance
- Slug: `spca-pet`
- Website: https://www.spcapetinsurance.co.nz
- Products on file: 2
- Last refreshed: 17 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/spca-pet/

### Tower Pet Insurance
- Slug: `tower-pet`
- Website: https://www.tower.co.nz/pet-insurance
- Products on file: 1
- Last refreshed: 18 May 2026
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/tower-pet/

## Products
### AA Pet Insurance Policy (AA Pet Insurance)
- Insurer: AA Pet Insurance
- Status: active
- Wording version: 2025-04-05
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/pet-insurance/documents/AAPetInsurancePolicyDocument.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/aa-pet/pet-policy/

### Cove Pet Insurance (Cove Pet Insurance)
- Insurer: Cove Pet Insurance
- Status: active
- Wording version: 2026-05-18
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.coveinsurance.co.nz/wp-content/uploads/2022/05/Pet-Insurance-Policy-CovePet012022.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/cove-pet/pet-insurance/

### FMG Horse Deluxe (FMG)
- Insurer: FMG
- Status: active
- Wording version: 2024-07-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.fmg.co.nz/what-we-cover/fmg-policy-wordings/animals/horses/horse-deluxe
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/fmg/horse-deluxe/

### FMG Horse External Accident Only (FMG)
- Insurer: FMG
- Status: active
- Wording version: 2024-07-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.fmg.co.nz/what-we-cover/fmg-policy-wordings/animals/horses/horse-external-accident-only
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/fmg/horse-external-accident-only/

### FMG Horse Plus (FMG)
- Insurer: FMG
- Status: active
- Wording version: 2024-07-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.fmg.co.nz/what-we-cover/fmg-policy-wordings/animals/horses/horse-plus
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/fmg/horse-plus/

### FMG Horse Primary (FMG)
- Insurer: FMG
- Status: active
- Wording version: 2024-07-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.fmg.co.nz/what-we-cover/fmg-policy-wordings/animals/horses/horse-primary
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/fmg/horse-primary/

### PD Pet Insurance (PDS) (PD Insurance)
- Insurer: PD Insurance
- Status: active
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/pd-insurance/pet-insurance-pds/

### Petcover Catastrophe Plan (Petcover (Petplan NZ))
- Insurer: Petcover (Petplan NZ)
- Status: active
- Wording version: 2026-05-17
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.petcovergroup.com/nz/wp-content/uploads/sites/18/2022/12/PCNZ-PDS_SOV-SN_Catastrophe-v14112022.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/petcover/catastrophe/

### Petcover Equine Third Party Liability (Petcover (Petplan NZ))
- Insurer: Petcover (Petplan NZ)
- Status: active
- Wording version: 2023-01-01
- Wording last refreshed: 20 May 2026
- Wording PDF: https://sovereignaustralia.com.au/pdf/products/new-zealand/PetCover/PCNZ-TWH-PDS%20(Equine%20Liability)%20v20122022%20(1).pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/petcover/equine-liability/

### PetNSur Equine (PetNSur)
- Insurer: PetNSur
- Status: active
- Wording version: 2025-11-03
- Wording last refreshed: 20 May 2026
- Wording PDF: https://www.beneficial.co.nz/wp-content/uploads/Equine-Policy-Wording_20251103.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/petnsur/equine/

### PetNSur Rhodium / Standard (PetNSur)
- Insurer: PetNSur
- Status: active
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/petnsur/rhodium/

### AcciPet (Accident-only) (Southern Cross Pet Insurance)
- Insurer: Southern Cross Pet Insurance
- Status: active
- Wording version: 2023-12-01
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.southerncross.co.nz/society/-/media/Southern-Cross-Pet-Insurance/Member-collateral/Plan-documents/Policy-docs/AcciPet-Policy-Doc.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/southern-cross-pet/accipet/

### FreeCover (Trial) (Southern Cross Pet Insurance)
- Insurer: Southern Cross Pet Insurance
- Status: active
- Wording version: 2025-09-01
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.southerncross.co.nz/society/-/media/Southern-Cross-Pet-Insurance/Member-collateral/Plan-documents/Policy-docs/freecover-policy-Doc.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/southern-cross-pet/freecover/

### PetCare (Comprehensive) (Southern Cross Pet Insurance)
- Insurer: Southern Cross Pet Insurance
- Status: active
- Wording version: 2023-12-01
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.southerncross.co.nz/society/-/media/Southern-Cross-Pet-Insurance/Member-collateral/Plan-documents/Policy-docs/PetCare-Policy-Doc.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/southern-cross-pet/petcare/

### Big Stuff Cover (SPCA Pet Insurance)
- Insurer: SPCA Pet Insurance
- Status: active
- Wording version: 2026-05-17
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.spcapetinsurance.co.nz/documents/spca-pet-insurance-big-stuff-cover-policy-document.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/spca-pet/big-stuff/

### The Works (Comprehensive) (SPCA Pet Insurance)
- Insurer: SPCA Pet Insurance
- Status: active
- Wording version: 2026-05-17
- Wording last refreshed: 17 May 2026
- Wording PDF: https://www.spcapetinsurance.co.nz/documents/spca-pet-insurance-the-works-cover-policy-document.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/spca-pet/the-works/

### Pet Comprehensive + Essentials (Tower Pet Insurance)
- Insurer: Tower Pet Insurance
- Status: active
- Wording version: 2026-05-18
- Wording last refreshed: 18 May 2026
- Wording PDF: https://www.tower.co.nz/wp-content/uploads/2021/11/Pet_Comprehensive_Essentials.pdf
- MoneyGuru page: https://moneyguru.co.nz/insurance/pet/tower-pet/pet-comprehensive-essentials/

## Licensed-provider disclosure
- Evolve Group Limited (FSP711891) — Financial Advice Provider for personal-lines insurance, mortgages, property finance, asset-based loans, KiwiSaver and investment referrals.
- First Commercial Insurance Brokers Ltd (FSP748591, trading as FCIB) — commercial and business insurance only. Member Broker of Insurance Advisernet New Zealand Ltd. Adviser: Stewart Hunt.

---


## https://moneyguru.co.nz/api/insurance/travel/summary.md

# Travel insurance — New Zealand panel summary

Source: MoneyGuru (https://moneyguru.co.nz/insurance/travel/)
Generated: 2026-06-15T01:13:57.209Z

MoneyGuru is a NZ comparison and lead-referral platform. travel insurance enquiries are referred to Evolve Group Limited (FSP711891), a licensed Financial Advice Provider.

## Panel overview
- Insurers on file: 0
- Products on file: 0

## Insurers
## Licensed-provider disclosure
- Evolve Group Limited (FSP711891) — Financial Advice Provider for personal-lines insurance, mortgages, property finance, asset-based loans, KiwiSaver and investment referrals.
- First Commercial Insurance Brokers Ltd (FSP748591, trading as FCIB) — commercial and business insurance only. Member Broker of Insurance Advisernet New Zealand Ltd. Adviser: Stewart Hunt.

---