Funeral Insurance Quotes NZ
Compare free, no-obligation funeral insurance quotes from a panel of New Zealand insurers in one place.
How our funeral insurance quotes work
Tell us your age and how much cover you would like to leave for funeral and final expenses. We pass your enquiry to qualified advisers who request quotes from a panel of New Zealand insurers offering funeral cover. You get a comparison of premiums, stand-down periods and the lump sum payable.
The service is free and there is no obligation to take out a policy after you see the quotes.
What you need to provide
- Your age and whether you smoke
- The lump sum you would like to leave (typically $5,000 to $30,000)
- Whether you want cover for a partner as well
- Any major health conditions you are happy to disclose
- Contact details so an adviser can confirm the quote with you
Why use MoneyGuru
Funeral insurance is a simple product but the premium-versus-payout maths can vary a lot between insurers, especially as you age. MoneyGuru puts you in touch with licensed advisers who can show whether a funeral policy, a small life policy or savings is the better fit for your circumstances.
There is no fee to compare and you decide whether to take a policy.
Common questions
Is there a medical exam to apply?
Most funeral insurance policies are accepted without a medical, though many include a stand-down period in the first 12 to 24 months for cover by natural causes.
Will my premiums stay the same?
Some policies have premiums that rise with age, others lock them in at the start. An adviser can show you the lifetime cost of each option before you commit.
How quickly is the payout made?
Most insurers aim to pay the funeral benefit within a few business days of receiving the claim and death certificate, so funds are available when the family needs them.