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Compare & Save on Financial Products
Compare insurance, credit cards, and loans across New Zealand
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Compare insurance, loans, credit cards, mortgages and KiwiSaver from a wide panel of New Zealand providers
Why Choose MoneyGuru?
Independent Comparisons
Compare products from a wide panel of New Zealand financial providers in one place.
Expert Reviews
Detailed analysis and reviews from our editorial team.
Updated Regularly
Get the latest rates and offers updated regularly.
MoneyGuru Learn
Explain finance the way you want
Every concept retold at four reading levels — for a 5-year-old, for most adults, for advisers and brokers, and (just for the fun of it) by Gandalf. All grounded in real NZ insurance wordings, every retelling carries a Pangaea Verified Receipt.
Browse the education wiki →ELI5
For a 5-year-old
Everyday
For most adults
Advanced
For brokers + advisers
Gandalf
For the lols
For insurers, advisers and law firms
The clause-level library of every NZ insurance wording
Wording Library API · Wording Diff & Watch · AdviserGPT · PolicyIQ for insurers. Citation-first, version-tracked, signed with a Pangaea Verified Receipt on every response.
Frequently Asked Questions
Is MoneyGuru free to use?
Yes, MoneyGuru is completely free for consumers. We are paid by product providers when a referral results in a policy or loan being put in place, but this never affects our comparisons or recommendations.
How do you make money?
We earn commissions from product providers when customers choose their products through our platform. This helps us keep the service free for New Zealanders.
Are your comparisons unbiased?
Absolutely. Our comparison algorithms are based on features, rates, and value - not commission rates. We display products that offer strong value for consumers.
How often are rates updated?
We update product information daily so the rates and offers you see reflect what is currently advertised across the major New Zealand providers.
Do I need to create an account?
No account needed to browse and compare products. You only need to provide details when requesting quotes or applying for specific products.