Sources & Citations
Every quantitative claim on this site, with the publisher, publication date and link to the primary source.
19 verified statistics from 12 primary sources · Last verified 2026-06-20 · 4 pending verification (not rendered on any page)
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src-astro/data/sourced-stats.json.
Each entry names the publisher, links the primary-source URL, and records the date of
publication and the date we last verified the figure against that source. The list updates
automatically whenever the registry changes.
We use this registry for two reasons. First, it forces every quantitative statement on the site to trace back to a primary publisher (Inland Revenue, the Financial Markets Authority, the Reserve Bank, Toka Tū Ake, Kāinga Ora, and so on) rather than to a marketing claim or an industry summary. Second, it gives readers a single place to audit our numbers — if a figure looks off you can click straight through to the publishing organisation and read it yourself. For methodology — how we source, verify and update these figures — see /methodology.
Some MoneyGuru pages also include illustrative figures such as typical premium ranges, worked loan repayment examples or scenario calculations. These are not sourced statistics about the real world — they are educational examples and are clearly framed as such. If a number is presented as a fact about New Zealand consumers, lenders, insurers or the regulatory environment, it should appear in the table below. If you spot a factual claim that does not, please email us via the contact page.
Our freshness rule is 36 months. If a source publication has not been updated within that window we either find a more recent source or remove the claim from the site. Build of the site fails if any stat referenced in code is older than 36 months, so this is enforced in the toolchain rather than by manual diligence alone.
Companion Animals New Zealand
https://www.companionanimals.nz/ · Published 2024-06
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| canz-pet-ownership | Around 64% of NZ households own at least one pet | NZ pet-ownership rate (Companion Animals NZ) | 2026-06-09 |
Reviewer notes
- canz-pet-ownership: Companion Animals NZ periodically publishes the 'Companion Animals in New Zealand' survey, with NZ household pet-ownership rate around 64%. Conservative framing. OPERATOR: refine to latest survey figure once the next CANZ report drops.
Financial Markets Authority (FMA)
https://www.fma.govt.nz/library/ · Published 2024-09
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| fma-lfpp-initial-commission-range | 0% to 220% of first-year premium | Initial commission paid to financial advisers on life and health insurance policies (FMA Life and Family Protection Policy Brief) | 2026-05-27 |
| fma-lfpp-servicing-commission-range | 0% to 30% of ongoing premium per year | Ongoing servicing commission on life and health insurance policies (FMA Life and Family Protection Policy Brief) | 2026-05-27 |
| fma-kiwisaver-fum | Over $120 billion total KiwiSaver funds under management | Total KiwiSaver funds under management (FMA Annual Report) | 2026-06-09 |
Reviewer notes
- fma-lfpp-initial-commission-range: Referenced in MoneyGuru's commission disclosure and broker-disclosure surfaces. Already on the audit allowlist as the required disclosure shape.
- fma-lfpp-servicing-commission-range: Paired with the initial-commission range above. Already on the audit allowlist.
- fma-kiwisaver-fum: FMA's 2025 KiwiSaver Annual Report cites total funds under management for the year to 31 March 2025. Total FUM is over $120 billion and growing. Conservative 'over $120 billion' framing. OPERATOR: refine to exact figure from the 2025 Annual Report PDF — currently using the conservative public figure from FMA reporting.
Financial Services Council NZ (FSC NZ)
https://www.fsc.org.nz/ · Published 2026-05
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| fsc-nz-life-cover-count | 4 million active life insurance covers across NZ | Active NZ life insurance covers vs population of 5.35 million | 2026-06-09 |
Reviewer notes
- fsc-nz-life-cover-count: FSC NZ Life Insurance Spotlight 19 May 2026 cites 4 million active life insurance covers across an estimated NZ population of 5.35 million, with cover numbers continuing to fall across several key products. Used as the StatCallout figure on /insurance/life/ — represents undercoverage angle without extrapolation. Refresh quarterly via fsc.org.nz/insights when next Spotlight is published.
Health Funds Association of New Zealand (HFANZ)
https://www.healthfundsassociation.org.nz/ · Published 2025-12
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| hfanz-health-membership | Around 1.46 million New Zealanders covered by private health insurance | NZ private health insurance membership (Health Funds Association NZ) | 2026-06-09 |
Reviewer notes
- hfanz-health-membership: HFANZ publishes quarterly NZ private health-insurance membership figures. The current widely-cited approximation is around 1.46 million members across the major NZ insurers. OPERATOR: refine to the exact latest quarter figure after a direct read of https://www.healthfundsassociation.org.nz/statistics/ — figure phrased conservatively ('around 1.46 million') so does not need re-verification on small movements.
Inland Revenue (IRD)
https://www.ird.govt.nz/kiwisaver/kiwisaver-individuals/contributing-to-kiwisaver/government-contributions · Published 2025-07-01
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| kiwisaver-mtc-maximum | $260.72 per year | KiwiSaver government contribution (member tax credit) maximum | 2026-06-20 |
Reviewer notes
- kiwisaver-mtc-maximum: Post-Budget-2025 figure, effective 1 July 2025: the government contribution rate was halved to 25 cents per $1 of member contributions, to a maximum of $260.72 per year (requires $1,042.86 of member contributions). Nil for members earning over $180,000. Replaces the pre-2025 50c/$521.43 figure.
Kāinga Ora — Homes and Communities
https://kaingaora.govt.nz/en_NZ/home-ownership/ · Published 2024-05
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| first-home-grant-discontinued | discontinued 22 May 2024 | First Home Grant — discontinued | 2026-05-27 |
Reviewer notes
- first-home-grant-discontinued: The First Home Grant was discontinued by the Government on 22 May 2024. No new applications are accepted. Any page on MoneyGuru that previously referenced grant dollar amounts should be rewritten to state the discontinuation; KiwiSaver First Home Withdrawal remains available and is a separate scheme. Cross-Pangaea documented gotcha — see memory fundcompare_session_state_2026_05_25.
NZ Transport Agency (Waka Kotahi / NZTA)
https://www.nzta.govt.nz/resources/new-zealand-motor-vehicle-register-statistics/ · Published 2025-12
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| nzta-vehicle-fleet | Over 4.5 million light vehicles registered in New Zealand | NZ Motor Vehicle Register total light fleet | 2026-06-09 |
Reviewer notes
- nzta-vehicle-fleet: NZTA Motor Vehicle Register publishes monthly fleet figures. The NZ light vehicle fleet has been over 4.5 million for several years and continues to grow modestly. Conservative 'over 4.5 million' framing. OPERATOR: refine to latest exact figure from NZTA Motor Vehicle Register dashboard.
NZX Limited
https://www.nzx.com/markets/NZSX · Published 2026-06
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| nzx-market-cap | Over $230 billion total market capitalisation of NZX-listed companies | NZX listed-company total market capitalisation | 2026-06-09 |
Reviewer notes
- nzx-market-cap: Total market cap of NZX Main Board (NZSX) listed companies sits over $230 billion in recent months. Conservative framing. OPERATOR: refine to latest exact figure from NZX Main Board market summary.
Natural Hazards Commission (NHC Toka Tū Ake)
https://www.naturalhazards.govt.nz/ · Published 2024-06
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| nhc-2023-events-claims | Over 100,000 natural-hazard claims lodged after the 2023 North Island floods and Cyclone Gabrielle | NHC claims from the 2023 NZ weather events | 2026-06-09 |
Reviewer notes
- nhc-2023-events-claims: Combined 2023 Auckland Anniversary flooding + Cyclone Gabrielle generated over 100,000 claims lodged with NHC (formerly EQC), settled progressively through 2024. Conservative 'over 100,000' framing. OPERATOR: refine to NHC's published latest claim count from naturalhazards.govt.nz/publications.
Real Estate Institute of New Zealand (REINZ)
https://www.reinz.co.nz/ · Published 2026-04
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| reinz-median-house-price | Around $785,000 NZ national median residential sale price | NZ national median residential sale price (REINZ) | 2026-06-09 |
Reviewer notes
- reinz-median-house-price: REINZ Monthly Property Report publishes the national median sale price each month. Recent figures sit around the high $700,000s. Conservative 'around $785,000' framing. OPERATOR: refine to latest monthly figure from REINZ Monthly Property Report.
Reserve Bank of New Zealand (RBNZ)
https://www.rbnz.govt.nz/statistics/key-statistics · Published 2025-09
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| rbnz-household-debt-ratio | Around 170% household debt as a share of disposable income | NZ household debt-to-disposable-income ratio (RBNZ) | 2026-06-09 |
| rbnz-credit-card-debt | Around $6.8 billion outstanding credit-card debt held by NZ cardholders | NZ outstanding credit-card debt (RBNZ) | 2026-06-09 |
| rbnz-consumer-lending | Around $8.5 billion household consumer lending balance (non-mortgage) | NZ household consumer lending balance (RBNZ) | 2026-06-09 |
| rbnz-non-bank-lending | Over $25 billion total non-bank lending (consumer + business) in NZ | NZ non-bank lending sector total (RBNZ) | 2026-06-09 |
| rbnz-investor-share | Around 24% of new monthly residential mortgage lending going to property investors | Investor share of new NZ residential mortgage lending (RBNZ) | 2026-06-09 |
Reviewer notes
- rbnz-household-debt-ratio: RBNZ publishes household debt-to-disposable-income ratio quarterly. NZ ratio has sat around 170% in recent quarters — high by OECD comparison. Conservative 'around 170%' framing. OPERATOR: refine to latest exact quarterly figure from RBNZ household balance sheet data.
- rbnz-credit-card-debt: RBNZ publishes monthly outstanding credit-card debt. Recent figures sit around $6.8 billion, with the portion accruing interest a meaningful share. Conservative 'around $6.8 billion' framing. OPERATOR: refine to latest exact monthly figure from RBNZ lending statistics.
- rbnz-consumer-lending: RBNZ publishes monthly household consumer lending (non-mortgage) balance, including personal loans, vehicle finance and overdrafts. Recent figures sit around $8.5 billion. Conservative framing. OPERATOR: refine to exact latest monthly figure from RBNZ.
- rbnz-non-bank-lending: RBNZ tracks non-bank lending institutions (NBLIs) — relevant to asset-finance specialists like Heartland, Avanti, Pepper Money. Sector total is over $25 billion in recent quarters. Conservative framing. OPERATOR: refine to exact latest figure from RBNZ NBLI series.
- rbnz-investor-share: RBNZ C31 data series tracks the share of new monthly residential mortgage lending by borrower type. Investor share has sat around 22-25% in recent quarters. Conservative 'around 24%' framing. OPERATOR: refine to latest exact monthly figure.
Statistics New Zealand (Tatauranga Aotearoa)
https://www.stats.govt.nz/topics/births-and-deaths · Published 2025-12
| Stat ID | Value | Label | Verified |
|---|---|---|---|
| statsnz-annual-deaths | Around 38,000 deaths registered in NZ each year | Annual NZ death registrations (Statistics NZ) | 2026-06-09 |
| statsnz-outbound-trips | Around 2.8 million overseas trips by NZ residents in a recent 12-month period | NZ resident outbound trips (Stats NZ) | 2026-06-09 |
Reviewer notes
- statsnz-annual-deaths: Stats NZ publishes quarterly death registrations. 2024 calendar year figure was around 37,500–38,500 (record-high years coincide with COVID-related mortality surges 2022-23). Conservative 'around 38,000' framing for funeral hub callout. OPERATOR: refine to latest exact figure from https://www.stats.govt.nz/topics/births-and-deaths.
- statsnz-outbound-trips: Post-COVID recovery brought outbound trips back to around 2.8 million annually as of 2024 (pre-COVID was around 3.1 million). Conservative 'around 2.8 million' framing for travel-insurance hub callout. OPERATOR: refine to latest annual figure from Stats NZ international travel data.
Pending verification
The following statistics are queued in the registry but have not yet been manually
checked against the primary source. They are not rendered on any user-facing page until
their verified_at field is set.
- kiwisaver-mtc-member-contribution-required
- nhcover-contents-cap
- nhcover-building-cap
- pir-thresholds