Financial Advice Blog
The MoneyGuru blog covers the money decisions every New Zealander faces — from picking a KiwiSaver fund and applying for a mortgage to comparing insurance cover and using credit cards sensibly. Each article is written for Kiwi readers, references NZ providers and regulators, and points to the licensed advisers we work with when personalised advice is needed.
What you will find here
We publish three kinds of pieces. First, plain-English explainers on how a product actually works in New Zealand — for example, how lenders assess a home-loan application or what the KiwiSaver first-home-withdrawal rules require. Second, comparison-style articles that walk through the trade-offs between common options, such as credit card versus personal loan, or bank versus non-bank mortgage. Third, seasonal money tips covering Christmas budgeting, tax-time deductions and new-year goal setting.
Everything is general information only — it is not personalised financial advice. When you are ready to take action, request a quote and our partner Financial Advice Provider will be in touch.
All articles
- How to save money in New Zealand
- Mastering budgeting for Kiwi households
- Debt consolidation loans explained
- Credit card vs personal loan
- Common money mistakes Kiwis make
- Comparing home loan rates for 2025
- Mortgage refinancing in 2025
- Bank vs non-bank lenders
- Pay off your mortgage faster
- Breaking a fixed-term mortgage
- How much life insurance do you need?
- Income protection guide
- How to choose health insurance in NZ
- Home and contents insurance basics
- Car insurance comparison guide
- Property investment in New Zealand
- Popular insurance types in NZ