Financial Guides
Long-form guides covering the financial products New Zealanders use most. Each guide walks through what the product is, who it suits, what to compare, and the common mistakes to avoid before you sign anything.
Compare and save
The fastest way to save money on insurance, loans and KiwiSaver in New Zealand is to compare options before you commit. Our guides explain how each market works — who the big providers are, how pricing is set, where the regulator lives, and what levers you can actually pull as a consumer. Use them alongside our comparison tools to figure out what to ask for when you request a quote.
Insurance guides
Our insurance guides cover life cover, income protection, health, trauma, funeral, car, home and contents, pet and travel insurance. Each one explains the cover types available in New Zealand, how underwriting and exclusions typically work, and the questions a licensed adviser will ask when you apply. Read these before requesting quotes so you can compare like for like.
Mortgage and home-loan guides
From first-home deposits to refinancing and breaking fixed terms, our mortgage guides cover the full lifecycle of a New Zealand home loan. We explain LVR rules, fixed versus floating rates, bank versus non-bank lenders, and the documentation you will need. Useful whether you are buying your first home, switching banks, or building a property portfolio.
Credit card guides
Credit cards in New Zealand range from no-frills low-rate cards to premium rewards and Airpoints cards. Our guides break down interest rates, annual fees, balance-transfer offers and rewards-earning rates so you can pick a card that matches how you actually spend — and avoid the traps that turn rewards cards into expensive debt.
KiwiSaver guides
KiwiSaver is the biggest investment most Kiwis will ever make. Our KiwiSaver guides cover choosing a fund and risk profile, the first-home-withdrawal rules, contribution rates, government and employer contributions, and how to compare providers on fees and long-run returns. Small choices made early compound to large differences at retirement.