Life Insurance Quotes NZ

Compare free, no-obligation life insurance quotes from a panel of New Zealand insurers in one place.

How our life insurance quotes work

Tell us a few basic details about yourself and the cover you are looking for. We send your enquiry to qualified New Zealand financial advisers who source quotes from a panel of major insurers. You receive a side-by-side comparison covering premiums, sum insured, exclusions and any policy benefits, so you can make an informed decision in your own time.

There is no cost to use the service and no obligation to take out a policy. You can ask follow-up questions, request a revised quote, or simply walk away if nothing suits.

What you need to provide

  • Your age, gender and whether you smoke
  • The amount of cover you would like (sum insured)
  • Any existing medical conditions or family medical history that may be relevant
  • Whether you want extras such as trauma, total and permanent disablement (TPD) or income protection
  • Contact details so an adviser can confirm the quote with you

Why use MoneyGuru

MoneyGuru connects New Zealanders with experienced, licensed advisers who shop the market on your behalf. Instead of completing application forms with each insurer separately, you fill out a single short enquiry and get a clear picture of what is available.

We do not charge consumers for the comparison, and you stay in control of whether you proceed.

Common questions

Is there any cost to get a life insurance quote?

No. Quotes through MoneyGuru are free and there is no obligation to take out a policy once you have seen the numbers.

How long does it take to get quotes back?

Most enquiries are followed up within one business day. The adviser will usually walk you through a few options by phone or email so you can compare like for like.

Will applying affect my credit score?

No. Requesting a life insurance quote is not a credit application and does not leave a credit footprint.